{"id":3647,"date":"2009-11-05T02:44:29","date_gmt":"2009-11-05T09:44:29","guid":{"rendered":"http:\/\/traveljapanblog.com\/wordpress\/?p=3647"},"modified":"2009-11-05T02:46:26","modified_gmt":"2009-11-05T09:46:26","slug":"i-love-shinsei-bank-%e6%96%b0%e7%94%9f%e9%8a%80%e8%a1%8c","status":"publish","type":"post","link":"https:\/\/traveljapanblog.com\/wordpress\/2009\/11\/i-love-shinsei-bank-%e6%96%b0%e7%94%9f%e9%8a%80%e8%a1%8c\/","title":{"rendered":"I love Shinsei Bank (\u65b0\u751f\u9280\u884c)"},"content":{"rendered":"<p>I previously mentioned how enjoyable the experience was of opening an account at <a href=http:\/\/traveljapanblog.com\/wordpress\/2009\/09\/shinjuku\/>Shinsei Bank<\/a>. I recently found three more reasons to love the place.<\/p>\n<p>1) Their exchange rates are better than <a href=http:\/\/traveljapanblog.com\/wordpress\/2009\/08\/changing-dollars-into-yen-2009-update\/>anywhere else<\/a>. Other places will charge you at least 1%, and some places will charge you 3% or more to change your money. If you have an account at Shinsei Bank, even if you don&#8217;t have a single yen in the account, they charge just .125%. I wish I had known this yesterday. I changed money at the post office yesterday. Had I done so at Shinsei Bank, like I will next time, I would have an extra 3,000 yen in my pocket today.<br \/>\n2) I can make deposits or withdrawals for free at any 7-Eleven.<br \/>\n3) Resona Bank (\u308a\u305d\u306a\u9280\u884c) wanted to charge me 600 yen a month to pay my rent at their bank. 600 yen a month may not sound like much but that adds up to almost $100 for the year we will be here. The only way around the fee is to open an account at Resona. Resona Bank requires a special bank <I>hanko<\/i> which I would have had to special order. Outside of the hassle, I&#8217;d have to wait for it to arrive and pay more than 1,000 yen. Then I&#8217;d have to take it back to the bank and wait an hour or more for my account to be opened just so I could give them money without a fee. Instead, Shinsei will allow me to pay this bill (and four more a month) for free, online, anytime I want. No more trips to Resona; no more fees; no more hassles. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>I previously mentioned how enjoyable the experience was of opening an account at Shinsei Bank. I recently found three more reasons to love the place. 1) Their exchange rates are better than anywhere else. Other places will charge you at least 1%, and some places will charge you 3% or more to change your money. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[5],"tags":[193],"_links":{"self":[{"href":"https:\/\/traveljapanblog.com\/wordpress\/wp-json\/wp\/v2\/posts\/3647"}],"collection":[{"href":"https:\/\/traveljapanblog.com\/wordpress\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/traveljapanblog.com\/wordpress\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/traveljapanblog.com\/wordpress\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/traveljapanblog.com\/wordpress\/wp-json\/wp\/v2\/comments?post=3647"}],"version-history":[{"count":2,"href":"https:\/\/traveljapanblog.com\/wordpress\/wp-json\/wp\/v2\/posts\/3647\/revisions"}],"predecessor-version":[{"id":3649,"href":"https:\/\/traveljapanblog.com\/wordpress\/wp-json\/wp\/v2\/posts\/3647\/revisions\/3649"}],"wp:attachment":[{"href":"https:\/\/traveljapanblog.com\/wordpress\/wp-json\/wp\/v2\/media?parent=3647"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/traveljapanblog.com\/wordpress\/wp-json\/wp\/v2\/categories?post=3647"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/traveljapanblog.com\/wordpress\/wp-json\/wp\/v2\/tags?post=3647"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}